Like you absolutely verbalize my thoughts to - if anything - an annoying degree.
I'm Norwegian, but have lived in the UK for 19 years.
I find myself switching languages mentally all the time. My "voice" is different, and when I think in English, I think with an accent even though I don't really "hear" my voice when I think (it is very strongly distinct from sound).
To my surprise, a lot of them said they don't really think in a language or voice.
I've got a King Arthur's damn round table up there having a roiling debate most of the time (not the norm), but I was surprised that so many people don't really have any sort of representation or "source" from which internal ideas originate.