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A comment on US Workers Are Highly Taxed If You Count Premiums. Parent comment

Re:US Workers Are Highly Taxed If You Count Premiums by dragonwriter on Monday April 08, 2019 @07:56PM (#19610349)
> But even that doesn't include the real sting on the tail of US medicine. You pay a fairly high health insurance premium, but if you actually need health services you then pay again through the nose even with insurance "discounts."

That's mostly not true if you have an HMO plan, but your employer may not offer HMO plans if it offers insurance, the HMO may not be a good one if it is available, or it may not cover good providers in your area.

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Re:US Workers Are Highly Taxed If You Count Premiums by danans on Monday April 08, 2019 @08:07PM (#19610410)
> That's mostly not true if you have an HMO plan, but your employer may not offer HMO plans if it offers insurance, the HMO may not be a good one if it is available, or it may not cover good providers in your area.

I think you meant that tongue in cheek, but essentially that means it's true for a significant number of people whose circumstances meet any of those criteria.

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Re:US Workers Are Highly Taxed If You Count Premiums by wbl on Monday April 08, 2019 @08:49PM (#19610618)
Employers have to offer HMOs.
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Re:US Workers Are Highly Taxed If You Count Premiums by dragonwriter on Monday April 08, 2019 @11:36PM (#19611554)
Employers of a certain size have to offer insurance that covers at least 60% of the cost of certain services and meets certain affordability requirements. They are not required, under federal law, to offer HMO plans.
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Re:US Workers Are Highly Taxed If You Count Premiums by lotsofpulp on Monday April 08, 2019 @10:08PM (#19611089)
Source? I am not aware of any legislation requiring specifically an HMO option, at least in the states I do business in.
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