Attackers will spend resources proportional to the expected reward. Alone I am a low value target, but using a standardized solution makes me part of a huge reward pool. As such my strategy is to require manual work by the attacker to compromise me.

Combining a few of the shelf components (dropbox + keepass in my case) should be easy enough to not screw up so badly it isn't worth putting your eggs in a different basket as everyone else.