addendum: note that by "lose the benefits…" etc. I mean at a social level. It's very distinct to just not have certain businesses exist compared to the self-sacrifice of opting-out personally but still living in a world with these things otherwise.

I'd much rather have the status quo (and stronger) around privacy regulations for medical records than live in a world without that but then be one of a few people who forgo use of common medical facilitaties over personal privacy objections.