Re:Cash Back Credit Card Comparison
by alexhutcheson on Friday March 29, 2019 @09:48PM
(#19527092)
One theory is that the high rate on groceries is a way to make you carry around the card every day, so you're more likely to use it on other things.
[ Parent
| on HN ]
With contactless payment systems like Apple Pay, there's little need to carry around more than one default credit card.
Unless you end up somewhere that doesn't support ApplePay, and doesn't accept AmEx. It's uncommon (where I live, at least), but it definitely happens.
That's why the one card I carry is Visa. If apply pay doesn't work, then I don't get the biggest % reward, but it doesn't matter that much to me.
Re:Cash Back Credit Card Comparison
by michaelmior on Friday March 29, 2019 @10:41PM
(#19527304)
I assume that's why the parent said there's little need to carry around more than one
But if your 'one' is the '6% on groceries' AmEx, you do need to carry more than one (or accept that there will be places you can't spend money).
Re:Cash Back Credit Card Comparison
by michaelmior on Friday March 29, 2019 @11:55PM
(#19527631)
That card is still accepted anywhere Amex is accepted. But yes, if you want to cover vendors who don't accept Apple/Google Pay or Amex, then you would need to carry multiple cards.