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Re:Why Should Americans Be Grateful for $137 Insulin? German... by dmitriid on Friday March 22, 2019 @10:09AM (#19462633)
Definition:

- [In socialism]: the means of production, distribution, and exchange should be owned or regulated by the community as a whole.

Your claim:

- US insurance has a profit layer making it socialism for profit.

Question:

Which part of medical insurance in the US is produced, distributed, and exchanged by society as a whole?

The largest medical insurer in the US is a commercial entity UnitedHealth Group with a membership of 49.5 million people. It's 20% of the adults in the US, but still can hardly be called "society as a whole". And yes, these 20% have no say in how the insurance is produced, distributed, and exchanged.

Other insurers are, similarly, commercial entities, smaller in size, and people have no say in how the insurance is produced, distributed, and exchanged.

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Also:

- is car insurance socialism?

- is accident insurance socialism?

- are public roads, public schools, police, firefighting, army, coast guard socialism?

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