> Americans pay way too much for healthcare.

But they want it that way.

They see us over here in Europe as some kind of "socialism" because our taxes will also go into public healthcare, so you don't have to worry about whether you can pay the bill if you have to see a doctor or go to the hospital.

Call it "ease of mind" or whatever you want, but I prefer paying monthly, although if not using it, over anything else.

edit: As someone pointed out, this might even come out to 0 once you get older and probably get ill more often or need more expensive services. So, it looks unfair when you're young and healthy but it will help you once this changes.