Americans Are Going Bankrupt from Getting Sick

Re:Americans Are Going Bankrupt from Getting Sick by cimmanom on Saturday March 16, 2019 @05:29PM (#19410400)

I think maybe you mean to qualify that as “most American software engineers?” Or maybe even “most Americans in white collar jobs”, although that’s not a universal, and the premiums and quality of care in many of those plans is absolute crap. Heck, even as a software engineer, my medical insurance is mediocre and a high-deductible plan costs more in premiums ON TOP OF what my employer pays than I’d spend out of pocket in a year without a major medical emergency.

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Re:Americans Are Going Bankrupt from Getting Sick by s_y_n_t_a_x on Saturday March 16, 2019 @05:54PM (#19410555)

In 2017, 91.2% of people have coverage, 67.2% through their employer. 71% of Americans answered they are satisfied with their employer-provided coverage.

Anecdotally, I'm satisfied with my coverage.

https://www.ahip.org/majority-of-americans-satisfied-with-th...

https://www.census.gov/library/publications/2018/demo/p60-26...

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Re:Americans Are Going Bankrupt from Getting Sick by dabbledash on Saturday March 16, 2019 @07:19PM (#19411045)

I have “excellent” coverage in the US and am now pregnant with my second baby. My first pregnancy and birth ended up costing thousands of dollars. During pregnancy, I received an endless stream of unpredictable lab test bills (why does this test cost $13 and this one costs $273?). After the birth itself, every provider who saw me in the hospital sent me a separate bill, on top of which I was billed for the room itself and for the individual drugs.

Almost any other system would be better than this. If it were out of pocket there would at least be downward pressure on prices and clearer pricing in the first place. Or we could provide it as a public service like every other developed country.

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Re:Americans Are Going Bankrupt from Getting Sick by s_y_n_t_a_x on Saturday March 16, 2019 @07:28PM (#19411089)

What did you really end up paying though?

On average Americans pay $3,000 for childbirth.

If our system was like every other developed country, we wouldn't have the medical developments we have today.

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Re:Americans Are Going Bankrupt from Getting Sick by dragonwriter on Saturday March 16, 2019 @08:16PM (#19411314)

> 91.2% of people have coverage, 67.2% through their employer. 71% of Americans answered they are satisfied with their employer-provided coverage.

So, almost 4 percentage points more Americans are satisfied with their employer-provided healthcare than actually have it?

Or do you mean 71% of the 67.2% not 71% of Americans?

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Re:Americans Are Going Bankrupt from Getting Sick by s_y_n_t_a_x on Saturday March 16, 2019 @09:16PM (#19411532)

That survey was for employee provided coverage, so it would be 71% of the 67.2% Americans who get their coverage via employers. I couldn't find satisfaction rates for government provided coverage.

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Re:Americans Are Going Bankrupt from Getting Sick by cimmanom on Monday March 18, 2019 @05:16AM (#19419647)

Which means less than half of Americans are satisfied with their coverage. Not “most”.

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Re:Americans Are Going Bankrupt from Getting Sick by s_y_n_t_a_x on Tuesday March 19, 2019 @05:40PM (#19436263)

No that means the majority of people with employee provided insurance are happy.

There aren't stats on satisfaction of government provided healthcare, but if they are unsatisfied it furthers my point that the government should stay out of healthcare. And if they are satisfied then there is no problem :)

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