Typically it's not free money.
You chose to forgo getting/negotiating a greater discount on the purchase price.
There's no way the lender could do business otherwise.
Re:$35,000 Tesla Model 3 Available Now
by BoorishBears on Friday March 01, 2019 @10:14AM
(#19281328)
If your investment vehicle can’t make up missing out on a couple of grand of “haggling” (highly dependent on a myriad of factors by the way) then you need to seek out better ones.
The average new car is around 35k. 35k with 7 years of returns even with extremely conservative investments should very handily make up for any lost bargaining power at purchase.
Re:$35,000 Tesla Model 3 Available Now
by steelframe on Saturday March 02, 2019 @10:26AM
(#19289569)
My 7-year 0% loan is on my Tesla. You can't negotiate the price of a new Tesla.
I have a 0% interest rate for 7 years on my other car. That's literally free money.