Re:Build Your Own ‘Medicare for All’ Plan. Beware: There Are...
by Someone1234 on Friday February 22, 2019 @01:09PM
(#19227553)
There's a lack of nuance the answers provided.
For example one asks:
> Do you support replacing individually purchased private coverage, like Affordable Care Act plans or Medicare Advantage?
What's odd even on the face of it is that Medicare Advantage works VERY differently than traditional private insurance (one being supplemental and the other being primary coverage).
Many countries have a mixed system. A basic level of healthcare with supplemental plans built on top to provide improved benefits, reduced OOP costs, and so on.
> Do you support ending employer-based private coverage?
Again, lacks nuance.
Some plans outright ban employer involvement, whereas others allow employers to make pre-tax contributions to something akin to a HSA (which can be used on premiums torwards a plan of the employee's choosing).
> Do you support eliminating cost sharing — meaning co-payments, coinsurance, deductibles — for everyone?
All or nothing. We cannot talk about eliminating cost in some services/areas.
For example one asks:
> Do you support replacing individually purchased private coverage, like Affordable Care Act plans or Medicare Advantage?
What's odd even on the face of it is that Medicare Advantage works VERY differently than traditional private insurance (one being supplemental and the other being primary coverage).
Many countries have a mixed system. A basic level of healthcare with supplemental plans built on top to provide improved benefits, reduced OOP costs, and so on.
> Do you support ending employer-based private coverage?
Again, lacks nuance.
Some plans outright ban employer involvement, whereas others allow employers to make pre-tax contributions to something akin to a HSA (which can be used on premiums torwards a plan of the employee's choosing).
> Do you support eliminating cost sharing — meaning co-payments, coinsurance, deductibles — for everyone?
All or nothing. We cannot talk about eliminating cost in some services/areas.