Most of the developed world does allow for private coverage on top of whatever public system they provide. Similarly, many have some kind of premiums.

The only question I hesitated to answer "Yes" was the cost-sharing/co-pay question. In principle, I'm not opposed to some co-pay or deductible. But, the devil is in the details.

Even other developed nations often have some form of cost-sharing, I think having some small charge helps offset administrative costs and prevents people from going to the doctor for every cold.

What we have right now with deductibles and co-insurance is ludicrous though, that shit needs to go.

Taiwan had to introduce cost-sharing for pharmaceuticals because of abuse of the system. I truly because cost-sharing is necessary to keep total costs reasonable and unnecessary visits down.

Plus, it offers a minor incentive to actually be healthy. Health should be a personal responsibility just as much as a government responsibility. I don't support subsidizing unhealthy habits.