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Re:Apple Could Be Working with Goldman Sachs on a Credit Card by kingaillas on Thursday February 21, 2019 @01:13PM (#19219076)
They might not be true banks, but lots and lots of companies become enough of a bank to issue loans or credit cards... to customers that want to buy their products. e.g. car companies, department stores, gasoline companies, etc.

I had a buddy that worked for Caterpillar Finance, the credit arm of the folks that make heavy machinery like bulldozers. They issue loans to companies for purchasing their stuff, etc.

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