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Re:Etsy sellers say their bank accounts were emptied in majo... by segmondy on Sunday February 17, 2019 @04:05PM (#19186910)
USA NACHA system is old. It's fixed width files transmitted via SFTP or web portals and manually uploaded to other banks.
Re:Etsy sellers say their bank accounts were emptied in majo... by pas on Sunday February 17, 2019 @05:32PM (#19187315)
This sounds like a very weak excuse. Why can't the bank show the account owner the incoming pulls, and let the owner authorize them? (And then send the authorized ones out as proper push transfers in the next ACH batch.)