It's really easy to kill yourself if you go messing around in your house wiring. It's possible to be safe, but it's not on the same plane as messing with an unplugged washing machine or TV.
Barring fires it isn't that hard. Just turn off the circuit breakers for absolutely everything in the area and test the voltages just in case there is any capicitance before touching any wires. I am a complete neophyte with wiring but that part is simple.
That being said, I'd posit that having a set of technical manuals at your disposal would dramatically change this perception to the detriment of certain lucrative service markets. Everything breaks; the real question is who has the capacity to administer repairs, and at what cost?