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Re:U.S. Student Debt in ‘Serious Delinquency’ Tops $166B by TrinaryWorksToo on Saturday February 16, 2019 @03:51PM (#19180864)
Does declaring bankruptcy increase interest rates for the debtor? That could be enough incentive for it to be discomfortable
Re:U.S. Student Debt in ‘Serious Delinquency’ Tops $166B by iguy on Saturday February 16, 2019 @04:22PM (#19181015)
That's a point. I bet it does right now.

But if it became commonly done after graduating, then I imagine it would not predict much about whether you will pay the mortgage on your house (which is anyway secured by the house) and so lenders would soon not care.