I think it's nice that people can make a choice. I can definitely see how people from different background, communities or countries might have more trust in a decentralized system.

Personally I put most of my money in my bank, because this is who I trust. I tend to trust European banks more than American banks as well because I've heard horror stories here of people being impersonated and banks refusing to refund such scams.

Ideally, if everyone's bank would work on a decentralized network (that works, is bug-free, scales, has high-throughput, etc.), banking throughout the world would be a simpler experience. Decentralized and centralized at the right places.