So why do you think Apple can't explain its permissions in a way majority of its users can understand (yes, including the clear cautionary messages that you wrote). Guess what, Android does that! When you install any third party keyboard on Android, it clearly tells you in plain text it can read everything you type, including credit card numbers etc. We just need the information about what can be the worst possibilities for each permission an app asks for. Apple doesn't want to do that. It wants control over everything.