Re:Ask HN: 30+ year olds - how much have you saved so far?
by neuroticfish on Tuesday January 29, 2019 @03:55PM
(#19029708)
I’m 29, almost 30, and my situation won’t have changed significantly by then. My net worth is about -$90k. I feel like my salary will cap out at around $70k because I’m a mediocre developer and not very smart. Can’t get married, can’t have children, can’t travel. My girlfriend doesn’t even know how bad it is because I’m ashamed to tell her. I mostly just resort to escapism (reading, video games, etc) because the dread of not being debt free until my 40s is too much weight to bear. I don’t like programming, maybe because I’m not good at it, but it’s the only thing I can do to stay afloat. If I had no debt I’d love to go work on a farm or something.
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Re:Ask HN: 30+ year olds - how much have you saved so far?
by ryeguy_24 on Tuesday January 29, 2019 @10:08PM
(#19032287)
Take a deep breath. This feeling of claustrophobia gets to all of us at times. Come up with a plan and stick with it. Discipline, while less fun, can make you feel really good and can be a turning point in your life. Hey, and there is always bankruptcy. I know somebody who is going through it right now because it was compounding faster than he could pay it off. Sometimes (definitely not always) it's the right option (comes with a bunch of other side effects). Tell your girlfriend too. Maybe she can help you with your plan. :) Best of luck (email in profile if you want to chat).