I don’t think the shutdowns are quite that bad yet (unless you’re a contractor). Everyone—except contractors—got back pay when the government re-opened.

A vouple months delayed pay can absolutely be devistating to someone at a certain income level, and I don’t want to discount the hardship the recent shutdown has caused. But, I imagine most people well-off enough to have a programming job wouldn’t have too many cash flow issues, given proper financial planning.