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Re:Facebook Let Kids Rack Up Charges on Parents' Credit Cards by JorgeGT on Sunday January 27, 2019 @06:17AM (#19011291)
The way the system is implemented in Spain (not all sites use it sadly) is simply like 2FA, when you attempt to make the purchase the bank sends a sms or notification through their app with a code you need to input to confirm the order. Or is 2FA annoying as well for you? I know some people hate it.
Re:Facebook Let Kids Rack Up Charges on Parents' Credit Cards by Mirioron on Monday January 28, 2019 @01:04AM (#19015584)
I would have no problems with 2FA of the kind you described for banks. But such a system is not available here. You have to basically do a full login authentication here.

I do hate 2FA. I like it, but I hate using it. I've stopped posting on some forums/using services. I didn't actively quit them, but when the service had logged me out and it asked me for the 2FA code, I winced and went to go do something else. Over time this happened enough that at some point I just didn't visit the site anymore.