Take a look at the claims. The patent does not claim option chaining. It claims a few ways to implement a system that may support option chaining.
If whatever language implementation you are using implements that, and infringes, then you infringe that by running programs in that language. All unlicensed users of anything emanating from the patent infringe on it.
Companies that are mere consumers of IT have been sued by patent trolls, and paid up.