...or they have really bad astigmatism.
Those lenses are not cheap and are usually excluded from 2-for-1 deals and other sales. Short of Lasik (which itself cannot always correct it) there really is no other option.
> being scammed by their optometrist
They also do that when it comes to frames, and it's really obvious.
The cheap/covered-by-insurance rack is usually a single rack in the back of the store, nondescript, and only mentioned if asked about.
After an eye exam the clerk will run your insurance, see what the coverage limit is, and guide you straight to a designer rack at an appropriate price point (unless you express interest in something more upsellable).
They have onsite eye exams as well for ~$65, but you'll need to find a way to reimburse with your insurance provider on your own (for out of network).
https://www.yelp.com/biz/jins-san-francisco-3
Also, this story seems a few years behind given the rise of Warby Parker to address this very problem. If the person who felt compelled to spend $800 because they actually did not think they had any other option then they are living under a rock and/or being scammed by their optometrist.