Because the state is responsible for the well-being of its constituents. It's the reason Australia had a Royal Commission into the banking and finance sectors - they were screwing over people who weren't well-versed in finance, people who took the word of a financial advisor (because financial advisor's are sought out by people who need help with finance) were being screwed over with loans they couldn't actually afford.

It's not possible for people to be well educated in everything and, as hard as it is to swallow for us techy types, a fair percentage of people don't have the time or inclination to even realise the potential down sides of using the Internet. They're too busy with whatever their own areas of expertise are.

Maintaining this shit is hard for a pro. The amateurs don't deserve to get shafted.