In GSuite, you don't get your "account" locked because the account is the responsibility of the organization you sign up with. Now, you might get your organization kicked out as a customer if you really piss Google off (you'd have to do some pretty illegal shit I suspect).

There's definitely less risk and more recourse as you would be able to talk to customer support should issues arise. I absolutely think that paying for GSuite is very much a way to "vote with your wallet" that you are willing to pay for support for a critical account.