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Re:To Cover China, There’s No Substitute for WeChat by Youden on Saturday January 19, 2019 @05:30AM (#18946328)
To add more specifics to the other comments:

If you're required to pay taxes in the US for any reason, you have to give just about any bank in the world that will accept you either an IRS form W9 (citizen or "US person") or W8-BEN (anyone else).

The US government requires this.

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