Well, unless you're in a city like Mountain View, which lacks these things - but even here, the public library carries excellent recordings of music/dance performances, and has wonderful art books. There's also https://artsandculture.google.com/ for a vast number of the world's greatest art pieces.
It's really not a question of wealth.
Neither is it "education". You don't need education to appreciate beauty, and there are quite a few pieces that have a beauty that's immediately accessible even without a background in art or dance. Some art might not resonate with you -- and that's OK. Find the stuff you like, ignore the stuff you dislike.
Sure, you can go from there and get an education, and it will open more avenues for you. But it's not necessary. And as far as Maslow goes - setting aside that the "hierarchy" isn't - I'd put art at "Love and belonging". It's a connection to people across space and time, and it can unlock deep, profound emotions.
Give it a try, don't be scared!
> Unless you like living in a culturally dead suburban monoculture, it's not a city I'd recommend to anybody.
What level of Maslow's hierarchy is this because I'm legitimately becoming concerned I'm neither wealthy enough or educated enough to understand or appreciate any of this and it's scaring me.