You aren't allowed to lie to the bank if you're getting money out of them, even if they are made whole. Them being made whole may prevent them from exercising a number of tortious claims against you, but that doesn't mean what you've done isn't independently illegal.
https://www.law.cornell.edu/uscode/text/18/1344
You aren't allowed to lie to the bank if you're getting money out of them, even if they are made whole. Them being made whole may prevent them from exercising a number of tortious claims against you, but that doesn't mean what you've done isn't independently illegal.