FWIW, it's not Tesla-specific. Many luxury cars have similar features to Autopilot and get similar discounts for them.
"Liberty Mutual Insurance offers discounts for various electronic safety features; such as Adaptive Cruise Control, Adaptive Headlights, Collision Preparation Systems (including automatic braking), Blind Spot Warning, Lane Departure Warning and Rear-View Cameras"
I'd guess that's due more to Teslas being expensive cars that are generally driven by older, more responsible drivers and have a bunch of other safety features (AEB, stability control, etc.)
I'd be interested in seeing crash data for Teslas compared with other $50-$130k cars less than 5 years old.
There's no need to guess, the study was actually done on Teslas with and without AP hardware.
I don't know it well enough to know if there were other factors at play, but it wasn't just that Teslas in general were less likely to crash, only the ones with AP hardware installed.
Huh, I missed that. Thanks!
Also, from that article, it looks like the NHTSA found that crashes were 40% lower in cars with autopilot. [2] I don't know enough about insurance and how it works to know if that counts at all, but it shows that it's not all marketing fluff.
[1] https://www.businessinsider.com/tesla-liberty-mutual-create-...
[2] https://www.businessinsider.com/tesla-autopilot-cuts-crash-r...