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Re:Ask HN: What was your worst personal financial mistake? by marketgod on Thursday January 03, 2019 @11:14PM (#18821917)
GIC is a guaranteed investment certificate. HISA is a high interest savings account. They may be named alternatively in Europe. I am not familiar with EU banking.

You might have to research it further with your bank for GIC and look for online only banks for the HISA option.

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