It's not that there isn't a way to provide housing to homeless and working poor, it's just that it requires regulation. When a parking space costs more than a person can afford in rent... it's unlikely that housing will either.. they'll have to find another location.

The market based solution is already present in city streets today with mentally ill, drug addicted, and others (under employed) living in tents and cardboard (or their illegally parked vehicles).

Once their UBI payday loans are properly directly deposited to a bank to repay last week's debt, they can once again return there. The idea that the most downtrodden will be better with their finances than 80% of the rest of the population is laughable.