Even in the US (where I live) there is planning you can do on an individual level to help you avoid some of the negative consequences of climate change. I actually think this would be an interesting discussion on HN. Some of the steps that I think are most important concern mainly where you choose to live for a specific example Miami could fare very badly wrt to flooding and increased storms. I can't imagine that will be good for property values not to mention safety. I would be interested to read about anyone else's suggestions on what plans someone could make on an individual level for both themselves and their children.