... well, too late, because your insurance was chosen and paid for by your employer (if you have one), and your clinical decisions were made for you. Oh, and if you try to change insurers you will be denied coverage for your "pre-existing condition".

The UK is far from perfect, but it does the basics well (antibiotics, contraceptives, emergency care, insulin). And there's zero risk of it making your state worse by bankrupting you.

And for those who want faster care, private insurance is still an option. It's just that: an option. Not something that people have to desperately scramble for.