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Re:What I learned from reading a thousand emergency room bills by stcredzero on Wednesday December 19, 2018 @06:07PM (#18720799)
Later, insurance companies hired brigades to only put out fires on insured properties. Fire companies might have fought or sabotaged one another in order to win the right to put out a fire and get paid for it.

There are analogies (with smaller consequences) in private tow truck operation.

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