Jax, I’m sorry but this is just fundamentally incorrect. The economy is not a zero sum game. Clearly there is annual economic growth, and that growth compounded over many years has lead to orders of magnitude growth in the size of the US/World economy.

Companies borrow money in order to invest in their own growth. Borrowing allows increased growth rate and in turn increased spending which has follow-on effects downstream (this is called the money multiple).

I very much enjoyed taking the intro Micro and Macroeconomics classes as part of my Econ degree. There are probably even great courses online for free now. I’d highly recommend it.