Loans fundamentally create virtual currency in the first place. Not to mention that if the economy has the same amount of value a year from now something has gone very wrong here - an entire nation of people working and yet they don't have more or better?

It brings to mind a reducto ad absurdum of fixed currency amounts with massive deflation where your grandfather's couch cushion change is worth more than a new couch as why absolute fixed currencies are unviable.