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A comment on Ask HN: What is your backup plan for laptop if you have windows 10 laptop?.
1. You need a backup solution of your data. Online/offline, preferably both
2. If you really want to stay with windows and problems occur:
a) keep the OS on a separate partition and just install over if the OS has problems.
b) it is possible to boot windows from USB and repair things (German only) https://www.heise.de/ct/artikel/c-t-Notfall-Windows-2019-417...
You may consider switching to a Unix flavor.
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1. You need a backup solution of your data. Online/offline, preferably both
2. If you really want to stay with windows and problems occur:
a) keep the OS on a separate partition and just install over if the OS has problems.
b) it is possible to boot windows from USB and repair things (German only) https://www.heise.de/ct/artikel/c-t-Notfall-Windows-2019-417...
You may consider switching to a Unix flavor.