I do not use a smartphone (my last one broke and the RMA process was too much trouble on top of moving and doing my job, and now I'm used to not having it), and while it seems that some people assume you have one, you can generally get by without one just fine.

Now, I will say: given that Microsoft was charged for bundling IE with Windows in a highly integrated way which competing browsers could not replicate; it seems that some case can be made. Granted, I'd sooner make the case that Paypal is enforcing the anti-competitive desires of their neighbours against those neighbours' competitors.