Forget government agencies - anyone not afraid of giving them away is a fucking moron for identity theft reasons alone. Which I believe demonstrates a fundemtnal problem with how the system works - that the burden is even on the individual instead of the crediter is itself a problem.

If a schoolboy orders 3000 pizzas in your name that isn't your problem but the pizza place's problem. So why the /hell/ do we consider it different with big banks except for the general stupid human tendency to hold people in power to lesser standards?