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Re:Ask HN: Have you ever regretted working on a product? by Rjevski on Wednesday November 21, 2018 @05:00AM (#18501422)
How would this work for offline transactions? Cards need to be able to verify PINs offline and provide feedback to users & merchants, otherwise someone can type a wrong PIN at an offline terminal (on an airplane, etc) and get away with free stuff because the transaction isn’t valid.
Re:Ask HN: Have you ever regretted working on a product? by Symbiote on Wednesday November 21, 2018 @01:15PM (#18504740)
Good point, but allowing a device given away for free to anyone with a bank account to test a PIN opens up a much bigger risk than limiting it to merchant terminals.
Re:Ask HN: Have you ever regretted working on a product? by icebraining on Wednesday November 21, 2018 @07:06PM (#18507049)
I think you're really overstating the difficulty of acquiring a merchant terminal, which are available at literally any shop or restaurant that accepts cards.
Re:Ask HN: Have you ever regretted working on a product? by Rjevski on Thursday November 22, 2018 @08:25AM (#18509840)
You know the EMV specification is open and anyone could write software to check a PIN using a standard smartcard reader (10$ on Amazon), right?