Credit scores are also a non-consentual rating that a bit more than half of Americans have. Just because it exists doesn't make it just or right, consent was never requested or considered.

Worse yet, credit scores are weak proxies for their primary duty (rating whether someone is likely to default on a loan) and are based on SSNs issued by the IRS, who (from my reading) is not working with the credit bureas to ensure accuracy of SSNs to names/addresses.