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Re:U.S. Secretly Halted JPMorgan’s Growth for Years by perfunctory on Monday October 29, 2018 @04:43AM (#18325887)
> a bank can be quite happy to give you a loan you don't have a high chance of paying back

This is only true under assumption that house prices won't decline.

Re:U.S. Secretly Halted JPMorgan’s Growth for Years by expressquest on Monday October 29, 2018 @07:44AM (#18326647)
They sell the loan much earlier, so they do not care as long as all check boxes can be checked.
Re:U.S. Secretly Halted JPMorgan’s Growth for Years by pas on Monday October 29, 2018 @07:14AM (#18326473)
Or if they can offload the risk. As they did.