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Re:Ask HN: Lost $10k as my email was hacked. Any ways to rec... by moviuro on Friday October 26, 2018 @01:52PM (#18311431)
No, they don't take 13 months to clear. The idea is to protect the payer (the one losing money) from either their human error, or an unlawful debit.

See https://www.europeanpaymentscouncil.eu/what-we-do/sepa-direc... .

Re:Ask HN: Lost $10k as my email was hacked. Any ways to rec... by dkersten on Friday October 26, 2018 @05:21PM (#18312797)
Is that for “direct debit” only or all transactions?