I know, and that's what I don't agree with at all. They're getting to benefit in the short-term from their poor, selfish choices, and then getting the insurance of getting bailed out later when the SHTF. It's just like the auto industry bailouts; those companies should never have been bailed out, they should have been broken up and sold off for pennies on the dollar to better-managed foreign companies instead of being bailed out by taxpayers for the benefit of executives and maybe the employees.