I agree. I only avoided student debt because I originally thought that I was going to get a doctorate, so it didn't matter if I went to a no-name state school with a good scholarship. I chose my path arbitrarily based on classes that were reasonably interesting in high school (which means I didn't even consider a large percentage of majors), and kind of expected things to "work out". I got one degree (econ) after 3 years and ditched, and then couldn't get a job and realized that a doctorate wasn't for me.

The second time around, I made way better choices, I was far more proactive about my education and internships, I chose a degree that fit me much better and was more financially appealing, and switched to another state school to maintain lower costs.

I lucked into my situation, too. If someone tried to tell me at 18 the lessons I'd later learn, I'm not sure I'd have listened.