Given the jobs situation without a diploma, perhaps we should also consider their alternatives:

cost of not continuing - very large chance of being screwed from that point for the rest of your life

cost of continuing - student debt, which at worst gets you into the above situation

So clearly, continuing is the better choice.

Secondly, as they say, when people have to choose between death now or death later, they choose later. No matter the strings attached.

> as they say, when people have to choose between death now or death later, they choose later. No matter the strings attached.

This is only even plausibly true for people who have no family members. That's nearly nobody.

Consider a traditional Chinese or Japanese official who is ordered to commit suicide. Generally the command is obeyed. On your model, such a command would never be obeyed -- you can always just not kill yourself, in which case you'll still die, but later than you would have.

I am almost reluctant to say this, as I'm almost jealous that you're able to think that. But fact is ... this is extremely naive.

Good on you that you think like this. Try to hold on to it and enjoy it, it won't last.