if you want to get educated, read a book or take some initiative and learn something for yourself: join a book club or take continuing education classes.

The purpose of a degree is just to make it easier for highering managers and HR to sort through the thousands of applicants. For the person getting a degree, the purpose is to get a good job and earn more money, so yes, it should be evaluated just like a business decision.

Yeah... but make no mistake, people go to make money, not for some kind of 'higher purpose'.