You're making a strawman argument here. People who have speculated money in blockchains have a financial incentive to be vocal and overhype the technology while minimizing the many drawbacks it has. So I think a bit of "knee-jerk" skepticism is warranted around anything related to cryptocurrencies.

So maybe instead of building strawmen you could tell us what you find so fascinating about smart contracts? Who knows, you might end up convincing some of us haters. Not me though, I'm too busy wishing with my entire being for it to fail. It's better than running for cardio.