You also need an undergraduate degree to sit for the Certified Strength and Conditioning Specialist (CSCS) exam.

Me, the operator and owner of a sports science company that does eight digits of revenue, cannot sit for it because I dropped out of an undergrad program. Yep. That makes sense.

Isn't bureaucracy wonderful? Can't get enough of barriers to entry!

Pass through some visibly-weakening barriers into an industry where you are in high supply, and you might even agree with your own words.

Guaranteed student loans are at the heart of the issue.

No it isn't. It's an oversupply of labor vis a vis jobs.

In the late 90s, high school students and gardeners could get jobs in tech.

When there are too few jobs for the population, credentialitis happens. This is why government jobs are pretty much all about credentials.

When there are too many jobs for the population, they lower the bar when it comes to credentials.

Isn't part of the blame also upon primary and secondary education, for not producing graduates who can work at a car rental shop?