Calgary, Canada $11,000 CAD (close to the USD) mortgage $2600 childcare $1600 Utilities $800 Food $1200 Car stuff $1000 Budget for extras (things that break in a house, and oddly enough, we almost always use this up) $2000 Presents (family and others) $300 Medication $200 (canada covers most medical expenses, but not medication or physio or chiro or eyeglass or dental). Fun (movies, exercise fun) $300 Private school (we have a child with ADHD and this school really helps him) $800 Clothing $200 --We're self employed, and both work - programmer $100/hr, designer $75/hr. If you're employed though, the rates are about half that.