Anyone who routinely uses tap-to-pay will already know how to position their phone for NFC functionality. Here in Canada, support for tap-to-pay in point of sale systems is near-ubiquitous. Not 100%, but it's it's very much the exception for it not to be supported.

Financial institution support for phones as the source of the payment tap is spotty here, but definitely growing. Contactless cards are the longer-standing way for Canadians to use this method.